One Of Two Things Financial Coaching

Heike Swartz

Helping South African Women Manage Money with Confidence | Personal Finance Coach | From Money Mess to Money Mastery.

MMM - Clarity, confidence, control: estate planning that actually makes sense

Newsletter 30 June 2025 Let’s Make Money Moves! Future-Proof Your Finances: A Simple Guide to Planning for What Comes Next We plan for birthdays, holidays, and even grocery lists, but planning for what happens when we're not around? Not so much. The term "estate planning" might sound like something only millionaires or lawyers talk about, but really, it's about something deeper: love, protection, and empowerment. Planning your legacy is one of the most powerful financial moves you can make....

about 1 year ago • 5 min read

A meme with two images side by side. Both show a hand holding small stacks of coins. The coins are stacked unevenly, humorously implying this represents financial organization. The text above reads "Me organizing my finances."

MMM - Spending plans aka Budgeting

Newsletter 10 February 2025 Hey hey, financial superstar! 🌟 Let's talk about budgeting, or like I prefer to call it: Spending Plans From Chaos to Control: Simplifying Your Monthly Budget Do you feel like your finances are a constant source of stress? You’re not alone. Managing money can feel overwhelming, but with the right approach, you can go from chaos to control. A well-structured budget isn’t about restrictions—it’s about empowerment. Let’s explore practical steps to simplify your...

over 1 year ago • 2 min read